Enjoy $0 monthly maintenance fee for 12 months for State Farm customers. Or enjoy, no Monthly Maintenance Fee when you are automatically enrolled in Smart Rewards ® with a U.S. Bank Smartly ® Checking account.
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With accessible branch and ATM options, we make banking easier and more convenient than ever!
Start saving with an Elite Money Market Savings Account. Valuable features include:
No monthly maintenance fee for first 12 months. Or enjoy, no Monthly Maintenance Fee when you are automatically enrolled in Smart Rewards ® with a U.S. Bank Smartly ® Checking account.
Secure access to your account makes it easy to stay in control of your finances, whenever you are online.
Free. Efficient. Secure. e-statements get the important information to you in a quick and secure way. You don’t have to wait for U.S. Mail and you don't have to worry about the statement getting lost or stolen. Best of all, e-statements are free.
After the first 12 months, your low monthly maintenance fee is $10. You can waive the monthly maintenance fee after 12 months by maintaining a $10,000 minimum daily ledger balance. 3 Your Monthly Maintenance Fee can also be waived with your automatic enrollment in Smart Rewards ® with a U.S. Bank Smartly ® Checking account
Apply online for our Elite Money Market Account. It’s secure and takes less than ten minutes to complete your application and get a decision.
To apply online, you’ll need:
Submit and you’re all set.
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Valid if the customer maintains an Elite Money Market account only (without the presence of a Bank Smartly checking account); Monthly Maintenance Fee waiver starts on account open date.
You must maintain the minimum balance needed for each tier in order to earn the Annual Percentage Yield (APY) disclosed. All rates and APYs are subject to change after the account is opened. Fees could reduce earnings on the account. Interest rates currently offered on applicable deposit accounts are determined at the bank's discretion and may change daily. We use the daily balance method to calculate interest on all deposit accounts. This method applies a daily periodic rate to the principal in the account each day. Interest on your check deposit begins to accrue on the business day we receive credit for your applicable deposit accounts. Interest will be compounded daily and credited to your account monthly for all savings accounts, except Standard Savings, which is paid quarterly. If you close your account before interest is credited, you will not receive the accrued interest.
The daily ledger balance is the balance at the end of each business day, equal to the beginning balance for that day plus the current business day credits, minus the current business day debits. Business days are Monday through Friday; federal holidays are not included.
Deposit products are offered by U.S. Bank National Association. Member FDIC.